The short version: your data lives on your machine. If you turn on cloud sync, it's encrypted before it leaves you. We don't sell anything to anyone.
Drift is built around a simple idea: your finances are nobody else's business. We collect only what's needed to run the things you ask us to run, and nothing else.
If you only use the desktop app, we don't have any data of yours at all. Your file lives on your computer.
Cloud sync is opt-in. When you enable it, your local data is encrypted with a key derived from your password before it leaves your device. The server stores an opaque blob — even we can't read it.
If you forget your password, we can't decrypt your data. There's no recovery key on our side. Your local file remains the source of truth.
We use a privacy-respecting product analytics tool to count things like "how many people opened the app today." It does not use cookies, does not track across sites, and does not see anything inside your data.
You can opt out in Settings → Privacy.
Drift is provided as-is. It's a tool to help you think about your money — not a financial advisor, not a bank, not a substitute for actual planning. The numbers you see are projections from the inputs you give it; they're only as accurate as those inputs.
You're responsible for the data you put into Drift. We'll do our best to keep it safe, but you should keep your own backups too, which the app makes easy with CSV / JSON export.
Drift is free to use locally, forever. Cloud sync is $5/year, billed via Stripe. You can cancel any time and your local data stays untouched. If you cancel mid-term, sync stops at the end of the period — no refunds for partial periods, but no early-cancel fees either.
Pricing may change for new sign-ups; if you're already paying, your price stays the same for as long as you keep your subscription active.
If we update these terms, we'll let you know via email and post the date at the top. Material changes give you 30 days' notice.
Questions, complaints, data requests — please reach out: