Personal cash flow projector · v1.4.0

See where your
money is drifting.

Skip the transaction import. Enter your real recurring flows (pay, rent, subscriptions) and Drift charts your runway, day by day, as far ahead as you ask.

Free · No account required for desktop · $5/yr for cloud sync
In 6 months
$8,420
drift — main account
$4,820 + $3,600 over 6mo
Main Savings Goal
$10k $5k $0 Jan Feb Mar Apr May Jun
Salary
FORTNIGHTLY
$2,400
Rent
MONTHLY · 1ST
$1,650
To Savings
WEEKLY · FRI
$200
Next payday
Fri, Apr 12
What it does

Know what's coming.

Most finance apps are about the past — every coffee, every coffee category, every coffee chart. Drift only cares about forward. Tell it what comes in, what goes out, and let the line draw itself.

01

Project, don't track.

Skip the transaction import. Enter your real recurring flows (pay, rent, subscriptions) and Drift charts your runway, day by day, as far ahead as you ask.

TODAY +12 MO
02

Scenarios, side by side.

What if you took the new job? Cancelled the gym? Add a scenario and see your projection redrawn — without touching the numbers you live with today.

BASE + NEW JOB
03

Goals, not budgets.

Set a target balance on any account. Drift tells you the date you reach it — and pauses incoming transfers once you do. No willpower required.

$10K GOAL REACHED
04

Calendar of your money.

A month grid showing every flow on its real day, with the running balance underneath. Spot the weeks that feel tight before they arrive.

+2.4k -1.6k
05

Savings, with interest.

Mark an account as a savings account, set the rate and compound frequency, and Drift bakes the interest into your projection. Compounding does its quiet work.

WITH INTEREST LINEAR
06

Yours, locally.

Your data lives on your machine. No accounts, no servers, no syncing — unless you choose to. Cloud sync is opt-in, and even then the local file stays the source of truth.

YOUR DEVICE OPT-IN CLOUD SYNC

You already know where the money went. Drift shows where it's going.

How it works

Three numbers,
and a horizon.

You don't set up Drift. You just answer three questions, and the rest of the app falls out of the answers.

i.

What's in your accounts today?

One snapshot per account, taken whenever. That's your starting point — the line begins here.

MAIN · TODAY $1,220.50
ii.

What comes in and goes out?

Recurring flows: salary, rent, subscriptions, transfers to savings. Once-offs too. No transaction history needed.

↓ Salary · $2,400 / fortnightly ↑ Rent · $1,650 / monthly → Savings · $200 / weekly
iii.

How far ahead?

Three months, a year, five. Drift walks the days for you and shows the line where it ends up.

NOW +12MO
Pricing

Free to use.
Five dollars to sync.

Everything that matters is free, locally, forever. Premium just adds cloud sync, so the line keeps drawing itself across your devices.

Free
$0/ forever
  • Desktop app (Windows)
  • Web version, single device
  • Unlimited accounts & flows
  • Scenarios, calendar, trends, goals
  • CSV import / export
Download Drift
Premium
Drift Cloud
$5/ year
  • Everything in Free
  • End-to-end encrypted cloud sync
  • Unlimited devices — desktop & web
  • Daily off-device backups
  • Cancel any time, your data stays
Go Premium · $5/yr
Get started

Look up,
not back.

macOS & Linux coming soon